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Exclusive Access to Our Market Insights and Forecasts Unlock direct access to the insights and forecasts from our algorithm developer. By subscribing, you will gain entry to educational livestreams, market breakdowns, and in-depth asset analyses designed to sharpen your trading and investment understanding. While you will not have direct access to the algorithm itself, our team will provide non-financial analyses based on its data. You will receive detailed analyses of selected assets, insights into potential market movements, and our personal strategies, including our buy/sell areas and forecasts. We often share what we are buying or selling and when, providing you with an inside look into how we use our indicators to guide our own positions. ELCARO — LEGAL DISCLAIMER & TERMS OF USE Effective Date: Jan 1, 2026 ⚠️ MANDATORY NOTICE: THIS DISCLAIMER CONSTITUTES A LEGALLY BINDING AGREEMENT BETWEEN YOU AND ELCARO INC., A DELAWARE CORPORATION (“ELCARO,” “WE,” “US,” OR “OUR”). BY ACCESSING, DOWNLOADING, INSTALLING, SUBSCRIBING TO, OR USING ANY ELCARO PLATFORM, APPLICATION, TELEGRAM BOT, CHANNEL, WEBSITE, VIDEO, POST, OR ANY OTHER CONTENT OR SERVICE (COLLECTIVELY, THE “SERVICES”), YOU REPRESENT THAT YOU ARE AT LEAST 18 YEARS OF AGE AND AGREE TO BE LEGALLY BOUND BY THIS DISCLAIMER IN ITS ENTIRETY. IF YOU DO NOT AGREE WITH THESE TERMS, YOU MUST IMMEDIATELY CEASE USING THE SERVICES. SECTION 1. NATURE OF CONTENT — EDUCATIONAL USE ONLY 1.1 Educational and Informational Purposes All content, materials, data, analysis, commentary, algorithmic outputs, observations, posts, videos, messages, charts, date references, and any other information provided through the Services (collectively, “Content”) are provided strictly for educational and informational purposes only. 1.2 Not Financial Advice Nothing contained within the Services constitutes financial advice, investment advice, trading advice, brokerage services, portfolio management, commodity trading advice, tax advice, legal advice, or any other regulated professional service. 1.3 Illustrative Market Analysis Any dates, timeframes, price levels, market phases, cycles, or algorithmic outputs referenced within the Services represent observational or mathematical outputs for educational illustration only and must not be interpreted as trading signals or instructions. 1.4 Nature of Business ELCARO provides financial education and algorithmic research presentation. We demonstrate how mathematical models may be used to analyze market behavior. We do not advise users on whether, when, or how to invest. 1.5 Scope of Disclaimer Across All Communications This Disclaimer applies to all communications made by ELCARO, including but not limited to Telegram channels, groups, bots, and messages; Instagram posts, reels, comments, and direct messages; YouTube videos, livestreams, descriptions, and comments; X (Twitter) posts, replies, and threads; websites, blogs, podcasts, interviews, newsletters, public speaking, livestream discussions, and social media commentary. All such communications are considered Content under this Disclaimer. No statement, discussion, opinion, market commentary, price reference, or date reference expressed in any communication shall constitute financial advice, trading signals, or recommendations to transact in any financial instrument. 1.6 Social Media Misinterpretation Disclaimer Users acknowledge that content distributed through social media platforms may be informal, abbreviated, contextual, or incomplete. Such communications may reference market conditions, prices, dates, or personal trading activity for illustrative discussion only. Users agree that no social media communication by ELCARO shall be interpreted as trading signals, financial advice, or instructions to trade. Any interpretation of such communications as actionable financial guidance constitutes a misinterpretation by the user for which ELCARO bears no responsibility. SECTION 2. REGULATORY STATUS ELCARO Inc. is not registered or licensed as an Investment Adviser under the Investment Advisers Act of 1940, a Broker-Dealer under the Securities Exchange Act of 1934, a Commodity Trading Adviser under the Commodity Exchange Act, an FCA-authorized firm, a MiFID II investment firm, or a Money Services Business under FinCEN regulations. ELCARO does not provide investment advice as defined under applicable securities laws, and no fiduciary or advisory relationship is created. Users are responsible for complying with the laws applicable in their jurisdiction. SECTION 3. USER REPRESENTATIONS By using the Services you represent that you are at least 18 years old, access the Services voluntarily, are capable of independently evaluating financial risk, and understand that financial markets involve substantial risk of loss. 3.7 No Reliance You acknowledge that you do not rely on ELCARO or any Content when making financial decisions. All trading and investment decisions are made solely based on your own independent judgment and research, and you assume full responsibility for all financial outcomes. SECTION 4. COMPREHENSIVE RISK DISCLOSURE Trading in financial markets involves substantial risk of loss, including total loss of capital. Cryptocurrency markets are highly volatile and may experience extreme price movements. Risks include but are not limited to total loss of investment, leverage losses exceeding deposits, exchange failures, liquidity shortages, slippage, and technological failures. No algorithm, system, or analytical model can predict markets with certainty. 4.5 No Expectation of Profit Access to the Services does not create any expectation of profit or financial return. ELCARO does not promise or imply that users will achieve profitable trades. The Services are not designed, marketed, or offered as a profit-generating system or investment opportunity. SECTION 5. NO TRADING SIGNALS ELCARO does not provide trading signals. Any dates, market phases, or price zones referenced within the Services represent educational model outputs only. Users are prohibited from republishing or representing ELCARO content as trading signals. SECTION 6. NO CUSTODY OF FUNDS ELCARO will never accept user funds, manage assets, request cryptocurrency transfers, provide wallet addresses for investment purposes, or operate investment funds. Any communication requesting funds is fraudulent. SECTION 7. LIMITATION OF LIABILITY To the maximum extent permitted by law, ELCARO and its affiliates shall not be liable for any damages including financial losses, trading losses, lost profits, business interruption, or reliance on Content. Maximum liability shall not exceed the greater of the amount paid to ELCARO in the previous 12 months or $100 USD. SECTION 8. ASSUMPTION OF RISK By using the Services you acknowledge that Content is educational only, assume full responsibility for all trading decisions, and waive claims against ELCARO for financial losses. SECTION 9. INDEMNIFICATION You agree to indemnify and hold harmless ELCARO from any claims arising from your use of the Services, violation of this Disclaimer, or financial decisions made by you. SECTION 10. DISPUTE RESOLUTION All disputes shall be resolved by binding arbitration through the American Arbitration Association (AAA) in Los Angeles County, California. Users waive the right to participate in class action lawsuits. SECTION 11. NO WARRANTIES The Services are provided “AS IS” and “AS AVAILABLE” without warranties of any kind. SECTION 12. GEOGRAPHIC RESTRICTIONS Users are responsible for complying with laws applicable in their jurisdiction. SECTION 13. AMENDMENTS ELCARO may update this Disclaimer at any time. Continued use constitutes acceptance of updated terms. SECTION 14. SEVERABILITY If any provision is unenforceable, remaining provisions remain valid. © 2026 ELCARO Inc. Delaware Corporation Los Angeles, California Support: @ElcaroSupport_bot ⚠️ FINAL NOTICE: Past performance is not indicative of future results. Trading and investing involve risk of substantial loss. Conduct your own research and make decisions independently.
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